What to Check Before Signing a Purchase Agreement for an Apartment in Netanya?

Purchasing an apartment is a complex process that requires careful planning, thorough checks, and well-informed decision-making. It is one of the most significant transactions—both financially and legally—making it essential to proceed with caution.

When buying an apartment for sale in Netanya, a city with high demand and a dynamic real estate market, it is crucial to understand all aspects of the purchase and ensure there are no unexpected surprises along the way.

The most critical step before signing a purchase agreement is conducting comprehensive checks to prevent legal, planning, or financial risks. Since the contract is a legally binding document, any oversight, misunderstanding, or unchecked clause could result in significant consequences and unexpected expenses.

To ensure that your purchase is secure and financially viable, you must verify:

• The property’s legal registration
• Its physical condition
•  Planning and zoning rights
•  Any financial obligations associated with it

In this guide, we will outline the legal checks required, how to ensure the property is in good condition, key contract clauses to pay attention to, and how real estate agents in Netanya can help manage the transaction efficiently and intelligently.

Checking the Legal Status of the Apartment

Before signing a purchase agreement, it is essential to confirm that the property is free of any legal issues that could affect the buyer’s rights. Conducting thorough legal checks helps avoid unnecessary delays, financial risks, and costly mistakes. Since a purchase contract is legally binding, any uncertainty or failure to verify details could lead to complications in the future.

Step 1: Reviewing the Property’s Land Registry Extract (Tabu)
The Land Registry Extract (Nesach Tabu) is a crucial document that provides details about the property’s ownership status. It reveals whether the apartment has:

• Mortgages, liens, or third-party claims that could interfere with the transaction
• Unpaid debts or legal restrictions
• Proper legal registration

Step 2: Checking Building Permits and Violations
It is vital to verify that the apartment was constructed legally with all necessary permits. Unauthorized building modifications may lead to fines or even demolition orders, making it essential to review the property file at the local municipality to check for any planning violations. This is especially important when purchasing a second-hand apartment, as previous owners may have made unauthorized additions.

Step 3: Ensuring No Outstanding Debts
Before finalizing the purchase, it is necessary to check if the property has outstanding debts to the municipality or building management, including:

• Property taxes (Arnona)
• Building maintenance fees (Va’ad Bayit)
• Water and electricity bills

Requesting official debt clearance certificates from relevant authorities ensures that the buyer does not inherit unpaid financial obligations.

Step 4: Checking Future Expansion Rights
For buyers planning to expand the apartment, it is crucial to verify available building rights. Some areas restrict apartment extensions, such as adding balconies or additional rooms. Understanding zoning laws and unutilized building rights can prevent future disappointments.

How Can a Real Estate Agent in Netanya Help?
A professional real estate agent can assist buyers in conducting these checks properly. With in-depth knowledge of local regulations, an agent directs buyers to the relevant authorities and ensures that all legal aspects are in order before signing the contract.

Inspecting the Physical Condition of the Apartment

Beyond legal documentation, it is crucial to assess the property’s physical condition to avoid unexpected repair costs after purchase. Hidden defects can lead to significant expenses, making a thorough inspection essential before signing the contract.

Key Aspects to Inspect:

• Plumbing System – Ensure no leaks, low water pressure, or drainage issues
• Electrical System – Verify proper grounding, functioning sockets, and a modern electrical panel
• Sewage, Air Conditioning, and Heating – Check for proper operation to avoid expensive repairs
• Water Damage and Mold – Examine walls, ceilings, and floors for moisture, mold, or peeling paint, which may indicate hidden plumbing issues
• Noise Levels and Surroundings – Visit the apartment at different times of the day to assess potential traffic or neighbor noise
• Natural Light and Ventilation – Ensure the apartment has good airflow and sufficient daylight, reducing energy costs for heating and cooling
• Construction in the Area – If buying in a developing neighborhood, check whether future construction projects might cause noise, traffic congestion, or obstruct open views.